Have you ever wondered how prospective lenders assess whether to process your application for a loan, credit card or mortgage? Then look no further. For just £11.95 knowmycreditscore.co.uk can help to provide you with a full credit report detailing your personal information, credit history, money owed as well as recent financial conduct.
Your credit report is the first area looked into by potential lenders when you apply for credit. Not only does it help them to decide whether to agree to the loan, but also how much they are prepared to give. So if you are arranging to secure credit or a loan, it would be in your best interest to first see how the lender sees you.
For just a one off fee of £11.95 you will receive a credit score and report detailing the following:
- Instant access to your Rating and Credit Report online
- An explanation of your score to help you understand how lenders view your credit history
- Risk Signals that highlight the impact of key information in your file
- Specific tips on how to improve your credit rating
- Helpful links between your credit rating and your report to give you a clearer understanding of both
- Access this snapshot of your rating and report for 30 days, this report does not update
- Access to Customer Care, available 9am to 5 pm, Monday to Friday
You may think that identity theft is something that could never happen to you; however it is an increasing problem. Regularly checking your report for changes that you did not make is one of the best ways to combat identity theft. You can act before any serious damage is done.
Help in the combat of identity theft by regularly checking your credit report and ensure that all changes are only ever made by you. Our Monthly Credit Watch, allows you to monitor your financial life as often as you like. Monthly credit watch will send you regular status reports of your account and will automatically alert you within 24 hours of any changes to your account. Your service also includes live customer support with Equifax.
- Feature
- Alerts which may be a warning of identity theft
- Monthly "No News" Message
- Equifax Credit Report
- Customer Care
- Online Dispute
- Low Cost Pricing
- E Credit Watch
- Email alerts within seven days of possible identity theft activity. Alerts can also be sent directly to your mobile phone.
- "No news is good news" monthly message if there are no alerts, plus identity theft protection news and tips.
- One free Equifax Credit Report with a discount on additional reports.
- Customer Care, 9am to 5pm, Monday to Friday
- Initiate an investigation of inaccurate information online.
- £3.99 per month (1/3 off our normal retail price) (min 3 month term)
Your credit score is checked by lenders every time you apply for credit. This will help them assess what level of credit they should offer you, and at what rate. Receive a credit score for £14.95, or you can check your credit report for £11.95.
To put it simply, your credit score is the main tool used by financial lending companies throughout the UK.
Credit scores are used by lenders to estimate how long it will take for you to pay off a loan, and whether you will pay this off on time. Therefore, this is crucial information when you apply for a loan.
When you order your credit score online you will receive the following:
- Instant access to your Credit Score and Credit Report online
- An explanation of your score to help you understand how lenders view your credit history
- Risk signals that highlight the impact of key information in your file
- Specific tips on how to improve your credit rating
- Helpful links between your credit rating and your report, to give you a clearer understanding of both
- Access this snapshot of your rating and report for 30 days (this report does not update)
- Access to Customer Care, available 9am to 5pm, Monday to Friday
